01
Keep the sale attached to the settlement.
Products, prices, customer, channel, location, and staff stay connected to the payment result in one operating record.
Turn everyday sales into a lasting banking relationship.
Connect commerce to the account with full control.
02
Settle on the rails you already operate.
Box records approved, declined, pending, and uncertain outcomes while the institution keeps control of providers and funds.
03
See the business inside the balance.
Orders, products, customers, returns, locations, and channels explain the movement the institution already sees.
Oneorder and settlement history
Yourrails, region, and controls
Zeroshare of merchant sales taken by Box
Start with the part of commerce your merchants need.
Explore the platformOnline
Website and payment links
Give merchants an online shop and direct payment links on the same catalogue and customer records.
- Merchant owned domains
- Orders and checkout
- Provider connected payments
In person
Retail Rails
Put a till inside the app the institution already ships, connected to the same commerce engine.
- Phone, tablet, and counter
- Shared stock and customers
- Institution selected rails
Operations
Merchant Console
Bring orders, settlement state, catalogue, customers, and operating work into one merchant view.
- One working dashboard
- Role based access
- Clear settlement context
Grow with complete merchant context.
Recognise change before a request arrives
Trading history can show growing demand, pressure on stock, changing order values, or a new location taking shape.
Keep every financial decision with the institution
Box can surface evidence and start a bounded workflow. The institution owns scoring, approval, pricing, and risk.
The merchant view
Money and operations in one working picture.
A merchant can see what sold, what is expected to settle, what was refunded, and which orders still need attention without reconciling separate channel products.
Explore Merchant Console
First licensed deployment
OlivePay runs the same Box engine it licensed.
The licence is signed, the first tranche is collected, and tills are in the field. The deployment shows how an institution can operate commerce under its own name.
Read the OlivePay storyManage commerce and money in one place.
Run the merchant day
Orders, customers, stock, and settlement state in one console.
Merchant Console ↗
Connect payment outcomes
Keep provider results clear and attached to the order that produced them.
Payments ↗
Read the business behind it
Understand revenue through products, channels, customers, and locations.
Insights ↗FAQ
Is Box a bank?
No. Box supplies commerce software. Accounts, deposits, lending, regulated services, and financial decisions remain with licensed institutions and their providers.
What does commerce banking mean?
It means one institution provides the merchant account and the commerce infrastructure around it, so the sale and settlement can be understood together.
Does Box process merchant funds?
No. Payment processing and settlement use the provider and rails selected by the institution. Box records the provider result beside the order.
Does Box make lending decisions?
No. Box can surface trading history from the institution’s own deployment. The institution owns every regulated decision and carries the risk.
Who operates the deployment?
The institution does by default. Box Cloud is available when the institution chooses a managed operating model.