Build the merchant relationship around the account you already provide.

A merchant working inside a neighbourhood shop

Bring the sale, the merchant, and the account into one operating picture.

Merchant console showing the work due today

01

Give merchants a reason to make your product primary.

Website, counter, payment-link, catalogue, customer, and order tools can sit inside the experience the bank already owns.

Account activity showing merchant sales and transfers

02

Keep the rails and operating controls with the bank.

Payments and settlement connect through bounded implementations chosen by the institution rather than a Box-operated financial service.

Sales report showing product and channel activity

03

Understand the activity behind each balance movement.

Products, channels, customers, returns, locations, and order state provide context the account balance alone cannot show.

Yourbrand and merchant experience
Yourinfrastructure, rails, and controls
Onecommerce and settlement record

Choose the operating model that fits the institution.

Review architecture

Operate it

Run Box in your environment

Keep the database, infrastructure, access model, and operational controls inside the bank’s estate.

  • Self-hosted deployment
  • Bank-selected region
  • Institution-owned records
Explore architecture

Connect it

Bind the providers you choose

Payment, settlement, identity, and messaging implementations connect through explicit ports rather than hidden platform dependencies.

  • Provider-neutral interfaces
  • Clear service boundaries
  • Replaceable integrations
Explore Commerce Engine

Expand it

Install capabilities in stages

Start with one merchant workflow or segment, then add packages without replacing the operating record already in use.

  • Nested licence tiers
  • Phased merchant rollout
  • One deployment model
Explore licences
Two merchants talking across a shop counter

A licensed deployment

See the institution model in the field.

OlivePay licensed Box, collected the first tranche, and put tills into merchants’ hands under its own operating relationship.

Read the OlivePay story

FAQ

Does Box replace the bank’s core system?

No. Box supplies the commerce layer around the merchant relationship and connects to institution-selected systems through bounded implementations.

Does Box hold deposits or merchant funds?

No. Accounts, deposits, payment processing, and settlement remain with licensed institutions and their providers.

Who owns the merchant data?

The deploying institution controls the database and operating environment. Box does not require merchant records to be stored in a Box-operated tenancy.

Can a bank start with one merchant segment?

Yes. A deployment can begin with a narrow set of packages and workflows, then expand without moving the existing merchant record to another platform.

Can the bank use its own payment providers?

Yes. Payment and settlement services connect through provider-neutral ports implemented by the institution or its chosen partners.

Ready to put commerce inside the banking relationship?